Lien Luu is an associate professor in finance, Coventry Business School, Coventry University, UK. Jonquil Lowe is a senior lecturer in economics and personal finance at the Open University, UK. Patrick John Ring is a reader in financial services in the Glasgow School for Business and Society at Glasgow Caledonian University, UK. Amandeep Sahota is a lecturer in finance at Coventry Business School, Coventry University, UK. |