When a top insurance agent dies in a boating accident, it's a tragedy, but when the books for that agent turn up short twenty-five thousand dollars, doubt becomes the name of the game...

Cliff Wildmon was a friend and a colleague, so when we learn the news of his death, my dad and I both feel the pain. My heart goes out especially to our friend Blake Broadmore, who had a close relationship with his fellow Gilead Mutual employee. But when the company discovers Cliff's accounts are short a large amount of money, they want Blake to check it out. It's clear from the look on his face that he wants to turn this job away, but the company is having none of that. Instead, they allow him to hire a partner as he investigates his friend. Imagine my surprise when he asks me to come along.

When the nature of Cliff's accident comes into question, Blake and I find ourselves not only looking for a stolen pile of money but also hunting a ghost who will do almost anything not to be found.