In 48 quick, practical lessons, Armstrong shows readers how to assess what they have and what they'll need to build a simple, reliable retirement plan. Better yet, the book's easy online calculators do all the math for them. Includes free access to comprehensive Web-based tools and resources.
The days when you could expect a gold watch and a lifetime income at retirement are long gone. Today, you are on your own to plan for every facet of your retirement security. You must sink or swim in a treacherous economic environment of cradle to grave insecurity. If you don't take responsibility for your future, no one else is likely to do it for you. In this book the author first helps you assess the value and risks of your current pension or retirement plan (if you have one). Next, you'll identify smart moves you can take right now to maximize your retirement benefits, even if you have no plan at all. Finally, you'll learn how to invest for retirement as economically and effectively as possible - and control your risks, so you can sleep at night. Armstrong provides solutions for planning investments in IRAs, 401Ks, and 403Ks...reducing tax and investment costs...managing risks...handling job changes and other transitions...planning early or late retirements...allocating your assets...everything. Additional contributions throughout the book by Jason Doss, a top security litigator, highlight the risks associated with outside financial advice and help you to know what to do if you have been devastated by bad advice. Sink or Swim doesn't waste your time on trivia, theory, or boring chores...and its easy web based calculators do all the math for you so you can find out exactly where you are and do it by yourself.
