THIS WORKBOOK IS BEING COMPOSED DURING THE OCTOBER 1, 2013, GOVERNMENT SHUTDOWN THAT AFFECTED MANY PEOPLE FINANCIALLY. THE WORLD ECONOMY TOOK A HIT. I DID NOT PARTICIPATE IN IT, NOR DID I CHANGE MY FINANCIAL LIFESTYLE. THOSE WHO FOLLOWED MY GOD-GIVEN PLAN DID NOT PARTICIPATE IN FINANCIAL LACK DURING THE SHUTDOWN. IN THIS WORKBOOK, I GIVE TIPS AND IDEAS TO STIMULATE CREATIVE JUICES THAT WILL HELP PEOPLE FACE AND OVERCOME CHALLENGES THAT COME ALONG WITH LACK. FOR ANYONE WHO FEELS IT IS WRONG TO BE WEALTHY AND PROSPEROUS, I ASK YOU TO ALLOW ME TO CHALLENGE YOU TO BE FREE OF THAT MINDSET. THIS WORKBOOK IS NOT A GET-RICH-QUICK SCHEME, NEITHER IS IT A SCAM. AS A DISCLAIMER, I MUST TELL YOU THAT I CANNOT AND THAT I AM NOT GUARANTEEING THAT YOU WILL BECOME WEALTHY, PROSPEROUS OR RICH BY READING THIS WORKBOOK; YOUR WEALTH, PROSPERITY AND RICHES DEPEND ON WHAT YOU DO WITH WHAT YOU HAVE.